By budgeting throughout the money season, so to speak I am able to be prepared for the lean times which unfortunately is around the time of year when we really want to be spending money, namely holidays!
Preparedness doesn't just include emergency kits and food storage. It relates also to household goods.
Try stocking up in several ways. Buy extra sundries (toiletries) through out the year as well as other items needed to run your home efficiently, i.e. cleaning products and basic paper staples.
Keep a storage of 3-5 bottles each of shampoo and conditioner in a file box. In this box place extra bath soap, tooth paste, and razors. Hair spray and other cosmetic items store at least 2 of.
A prudent reserve isn't strictly money in a savings account. It is also foods and house-hold goods.